-
Car Insurance
Auto Insurance Review Methodology
Introduction Auto insurance premiums may seem like just another bill to pay, but the company you select can dramatically impact…
Read More » -
Life Insurance
How Do I Determine the Face Value of a Life Insurance Policy?
A permanent life insurance policy has a face value, also known as the death benefit. This is the dollar amount…
Read More » -
Life Insurance
Variable Life Insurance
What Is Variable Life Insurance? Variable life insurance is a permanent life insurance policy with an investment component. The policy…
Read More » -
Life Insurance
What Is Indexed Universal Life Insurance?
Indexed universal life insurance is a lot like universal life insurance, however it does have a couple of wrinkles not…
Read More » -
Life Insurance
How Cash Value Builds in a Life Insurance Policy
Cash-value life insurance, also known as permanent life insurance, includes a death benefit in addition to cash value accumulation. While…
Read More » -
Life Insurance
Annual Renewable Term (ART) Insurance
What Is Annual Renewable Term (ART) Insurance? Annual renewable term insurance (ART) is a form of term life insurance which…
Read More » -
Life Insurance
Bank-Owned Life Insurance (BOLI)
What Is Bank-Owned Life Insurance? Bank-owned life insurance (BOLI) is a product where the bank is the policy beneficiary and…
Read More » -
Life Insurance
What Is Term Insurance?
Term insurance is a type of life insurance policy that provides coverage for a certain period of time or a…
Read More » -
Life Insurance
Cashing in Your Life Insurance Policy
In tough economic times, people are sometimes left scrambling for cash to meet everyday expenses and lifestyle demands. Sure, you…
Read More » -
Life Insurance
6 Ways to Capture the Cash Value in Life Insurance
If you’ve heard it once, you’ve heard it a million times: Life insurance is a must-have, especially when you have…
Read More » -
Life Insurance
Indexed Universal Life (IUL) Insurance
What if you could get the flexibility of adjustable life insurance premiums and face value and an opportunity to increase cash…
Read More » -
Life Insurance
Convention Statement Definition
What Is a Convention Statement? A convention statement is a mandatory document filed by an insurance or reinsurance company that…
Read More » -
Life Insurance
Automatic Premium Loan
What Is an Automatic Premium Loan? An automatic premium loan is an insurance policy provision that allows the insurer to deduct…
Read More » -
Life Insurance
Hazardous Activity
What Is Hazardous Activity? Hazardous activity refers to a recreational pursuit that life or disability insurance policy considers high-risk. The…
Read More » -
Life Insurance
Comparative Interest Rate Method
What Is the Comparative Interest Rate Method? The comparative interest rate method is a way to calculate the difference in…
Read More »